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Add IberiaBank Visa® Platinum Rewards Card to the eZcompare stack and compare it with other credit cards side by side.
Overview
Most Attractive Feature
Reasonably low APR for those who qualify; No annual fee.
Least Attractive Feature
Limited benefits offered.
Additional Benefits
Various Internet account related services.
Lost and stolen card reporting.
Up to $1,000,000 in travel accident insurance.
See website for additional benefits.
Rates & FeesCard Category: Other Rewards
Introductory Rate: 0% APR for 6 Months
Applied Towards: Balance Transfers
Introductory Rate Details: The introductory rate is available on balance transfers submitted during the first three months.
APR (Purchases): As low as 8.50%*
APR (Cash Advances): 12.50%*
Finance Configuration: Average Daily Balance (including new purchases)
Annual Fee: $0
Additional Cardholders: $0
Grace Period: 25 Days
Minimum Credit Limit:
Maximum Credit Limit:
Late Payment Fee: $15 on balances up to $100; $29 on balances of $100 through $1,000; $35 on balances over $1,000
Over-The-Limit Fee: $35
Cash Advance Fee: 5%, $5 minimum, $100 maximum
Balance Transfer Fee: None
Important Notations: *The APR for purchases and balance transfers varies according to the applicant's credit history and will be the Prime Rate + 4% up to the Prime Rate + 6%. The APR for cash advances varies according to the applicant's credit history and will be the Prime Rate + 8% up to the Prime Rate + 10%. See website for complete terms and conditions of card usage and application disclosure.
RewardsPoints per Dollar:
Additional Points:
Applied Towards:
Point Details: Points are redeemable for merchandise and travel awards.
Expiration:
Yearly Limit:
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